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From Terraria Wiki
 Desktop-Only Content: This information applies only to the desktop version of Terraria.
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The Coin Ring is a Hardmode accessory created by other accessories exclusively dropped from pirate enemies during Pirate Invasion. It causes enemies to occasionally drop coins when hit and increases the pickup range for coins - the two effects provided by the materials used to create it. This can be useful for picking up money the player would otherwise miss and making farms more efficient.
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